Home loan rates nz

Home loan rates

Looking to get the best home loan rates from leading home loan lenders ? At loan nz we have sourced out some of the lowest home loan rates. Compare home loan rates from the leading home loan lenders and get the best rates to suit your needs. Currently its the best time to get a home loan as the interest rates are very low and most importantly the major banks and lenders are willing to negotiate terms and rates.

Lender
Floating rates 
Fixed 1 Year
Fixed 5 Years

 ANZ

 5.74%

 5.45%

 6.60%

ASB

5.75%

5.25%

6.50%

Bank Direct

5.75%

5.45%

6.50%

BNZ

5.74%

5.25%

6.50%

Kiwibank 

 5.65%

5.25%

6.50%

SBS Bank

 5.65%

5.25%

5.99%

Westpac

6.24%

5.45%

6.60%

National Bank 

5.74%

5.45%

6.60%

NZ Home Loans

5.85%

5.45%

6.50%

Sovereign 

5.85%

5.45%

6.50%

Finance Direct 

5.60%

5.95%

7.60%

eMortgage

6.04%

6.15%

7.90%

Above are the latest home loan rates in New Zealand. The mortgage rates were updated in September and looking at the rates it looks like the fixed home loan rates have come down little bit and looks like it is going to go down little bit more in months to come. if you are looking to buy your first home then this is the best time to get into property market as banks are lending at very low rates. make sure to have a bit of deposit if you can at least 15% of the property value. Make sure to ask each loan provider for additional fees and stuff when getting a home loan as it can be a very expensive process.