Instant cash Loan Providers

Instant Cash loan Companies

Looking for instant cash loan provider in New Zealand ? Want fast cash loans when you need it from some of the most trusted instant loan providers in NZ ? Through research and customer feedback loan nz has sourced out some of the best instant cash loan companies in New Zealand. Check them out and see which one is the best one for you and your family.

Credit Express Limited

Credit Express NZ is not directly a loan provider; rather an independent finance broker that finds a suitable lender for their clients. They’ve been in operation since 1999 and with a current client base of 10,000, they claim to be one of the best in the industry. Through their access to 18 New Zealand lenders, Credit Express can find one that offers you a loan that best suits you based on the amount you need, your income, assets and credit rating. They also provide a convenient online calculator that can give you some idea on the kind of rates and weekly payments you have to meet for the amount you are thinking of borrowing. You will normally have to provide security against your loan but if you can’t, they can still help you with your loan and, of course, you’ll have to bring forward a credible case as to how you will be able make your payments. If you provide all the necessary details when you lodge your application, you could get your loan that very same day.

Credit Express NZ’s contact information can be found below:

Credit Express Limited
54 Heaton Street, Strowan
PO Box 22097  
Christchurch 8142

Phone: 0800 499 499

Fax: 03 371 7351

Website: www.creditexpress.co.nz 

Email: admin@creditexpress.co.nz

Instant Finance

Instant Finance NZ is a large and established financial services provider in New Zealand with over 40 year of experience and with 20 branches in easily accessible locations. Apart from its core services, it has also branched out into selling new and used cars as well as quality homeware. Instant Finance clients are also entitled to a range of benefits from these subsidiary companies. You can take a loan from as little as $200 to as much as $20,000 and as with other lenders; you will have to provide some kind of security for your loan. Unlike most companies that don’t accept household chattels as security, Instant Finance does. Unsecured loans can be arranged on a case-to-case basis, and usually a guarantor or co-borrower who can provide security on your behalf is needed.  

All you need with your application is some form of ID, proof of income and proof of address. With all the necessary information, your application can be processed and you can get your loan in as little as 1 hour! In most cases, you will get the money within a day or 2. Flexible repayment schedule can be arranged and there are many options given to you for how you want to make your payments eg in person at one of their branches, at Westpac Bank, through automatic payment from your bank account or automatic deduction from your pay. Payment defaults attract extra fees on top of the regular interest and charges but if you run into some trouble with payments and contact the company to make alternative arrangement before your next repayment is due, this can be avoided. All this flexibility will help you in saving extra cost. Some contact information for the company is provided below

Website: www.instantfinance.co.nz

Email: finance@if.co.nz

Phone: 0800 760 000

NZ Loan


NZ Loan claims to make every effort to make the loan application process as easy for the client as possible. They seem to be having some success with this and have provided online testimonials from many satisfied clients. The support provided can be accessed through phone or email and you can take your whole application process through without having to set foot in their office. The smallest loan you can take with NZ Loan is $3000.  Much of their other services and conditions are similar to the previous 2 companies. There is also an online calculator where you can get a fair idea of what your scheduled repayments will be for the loan that you plan to take. The actual amount, of course, can only be determined after you discuss your application with one of the consultants. The company provides secured loan to non-permanent residents also, however they will not be eligible for unsecured loans.

The company’s contact information can be found below:

NZ Loan

PO Box 22097

Christchurch 8142

Phone: 0800 88 66 11

Fax: 03 371 7351

Website: www.nzloan.co.nz


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